LDA-Sponsored Benefits

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As you look into the future of your practice, you can rest assured that the LDA-endorsed insurance company is there to help protect you, your family and your practice. Brown & Brown offers competitive prices on top quality benefits, and their insurance portfolio includes:

Major Medical
Long Term Disability
Long Term Care
Business Overhead Expense
Personal Excess "Umbrella"
Professional Liability
Employment Practices Liability
Workers Compensation
Business Office Package
Cyber Liability
Personal Auto

LDA members attain financial security through LDA-sponsored insurance, including major medical, disability income, term life, business overhead expense, general liability, malpractice, in-hospital income, short-term disability and long-term insurance plans. All coverage options are specifically designed to meet the needs of dentists at competitive rates for both members and staff through the LDA-sponsored carriers.

Brown & Brown of LA, LLC - Contact Stormy at 985-674-3886, 1-888-503-5547, or This email address is being protected from spambots. You need JavaScript enabled to view it..

Brown & Brown are also Business Property Insurance Specialists: They can review current property and contents coverage on the practice, provide alternative quotes from multiple carriers, and prepare a detailed comparison for dentists’ analysis and selection. For more information, contact Stormy at 985-674-3886, 1-888-503-5547, or This email address is being protected from spambots. You need JavaScript enabled to view it..

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BB Logo-Outlined-webThe LDA is pleased to announce our newest ancillary insurance benefits
available through Metropolitan Life Insurance Company, New York, NY (MetLife)

MetLife is rated A+ by A. M. Best and has provided insurance to associations since 1981.

The LDA has partnered with Brown & Brown Association Service Professionals and Insurance Specialists, Inc. (ISI) to market and administer these new plans. ISI will be responsible for issuing policies, billing and claims processing for our new ancillary benefits package.          

ISI specializes in working with associations and has 55+ years’ experience managing association plans.

Types of Insurance Offered
Term Life Insurance
*Members up to age 75 eligible
*Children & Spouses eligible
*Limits up to $1.5m available
*Annual simplified underwriting offers
*Guaranteed issue offers for new members

                      Long Term Disability
*Members up to age 59 eligible
*Monthly benefits up to $12,000 available
*Own Occupation Definition of Disability

*Annual simplified underwriting offers
*Guaranteed issue offers for new members
Accidental Death & Dismemberment
*Members up to age 65 eligible
*Children & Spouse eligible
*Limits up to $500k available
*Policy is guaranteed issue

  Business Overhead Expense
*Members up to age 59 eligible
*Monthly benefits up to $20k available
*15 or 30 day waiting period available
*Benefits payable up to 24 months

*Annual simplified underwriting offers
*Guaranteed issue offers for new members

Be on the look-out for more details about these great LDA member benefits coming to you soon via the LDA and Insurance Specialists, Inc.

You can also contact the LDA sponsored marketing agency, Brown & Brown Association Service Professionals for more information. To obtain a free no obligation quote, just call Stormy Blair at 1-888-503-5547 or visit their website at .

^Like most insurance policies, MetLife policies contain certain exclusions, waiting periods, reductions, limitations and terms for keeping them inforce. All policies and riders may not be available in all states, at all issue ages and to all occupation classes. Eligibility is subject to underwriting approval. Please contact ISI at 1-888-474-1959 for complete details.


Fortress logo color tagline 72ppi WebFortress Insurance Company - A professional liability company created by dentists, for dentists. To learn more about how Fortress can protect you and your practice, contact Stormy at 985-674-3886, 1-888-503-5547, or This email address is being protected from spambots. You need JavaScript enabled to view it.. The professionals at Brown & Brown of LA, LLC (formerly Robert Ellis & Associates), the LDA-endorsed professional liability insurance marketing agency, have been serving the insurance needs of dentists throughout the South for over 25 years. Located in Mandeville, La., the staff combines prompt, professional service with the personal care their clients deserve.





The “BENEFITS” of LDA Membership By Dr. Lane Eddleman, DDS, LDA COI Chair

One of the many important benefits afforded to you as a member of the Louisiana Dental Association is your direct access to the Association Services Professionals specialists at Brown and Brown of Louisiana, LLC.  As the endorsed insurance representatives of the LDA, Brown and Brown is dedicated to working with you throughout your practice lifetime in securing top quality, competitively priced products to meet all your personal and professional insurance needs.  Through Brown and Brown, both you and your staff are eligible for a broad portfolio of coverage including:


With the ever-changing climate of health care, save time and money by allowing Brown and Brown to shop the commercial marketplace during open enrollment or at your current plan’s renewal. 



  • The Association’s  program offers an  “own occ” definition of disability costing 2 or 3 times less than other non-endorsed carriers; partial disability and rehabilitation benefits included
  • 30, 60, 90 or 180 day waiting period options



  • Benefits available up to $10,000 per month
  • 30 day waiting period; 24 month maximum benefit period



  • Provides important long term asset protection for the future


  • Select from 10 and 20 year term life benefits  - both convertible to individual policies at termination
  • Accelerated Benefits Rider included for terminal illness


  • Underwriting specialization by the Fortress Insurance Company  – Dentists only plan
  • Aggressive claims defense; no settlement without YOUR consent


Workers Compensation insurance protects your group from the potentially devastating financial responsibilities of covering an employee’s medical expenses if he/she is hurt while on the job.  In addition, Louisiana State Law requires you to provide Workers Compensation insurance if you employ one or more employees.



In today’s market, the availability and cost of protecting your office building and contents is as distinctive as your practice.  The specialists at Brown and Brown of Louisiana, LLC are some of the most knowledgeable property and casualty agents in the Gulf South.  


Available to participants in the LDA-endorsed professional liability insurance program through Fortress, this group personal excess (“umbrella”) coverage provides you and your qualified family members with liability limits in excess of your primary auto, homeowners or renters, recreational vehicle, motorcycle and watercraft insurance.  Highlights include:

  • Limits up to $25,000,000
  • Competitive Rates ($1,000,000 only $250 per year - $2,000,000 only $325 per year!)
  • Identity Fraud Expense up to $25,000 and Complimentary Theft Resolution Services
  • Includes Uninsured/Underinsured Motorist Coverage


With cyber criminals targeting dental offices more and more frequently, experts say it isn’t if you will get hacked; but, when will you get hacked.  A breach can be devastating to your practice and a huge financial drain. The cyber liability policy highlights are:

  • $400 per dentist annual premium
  • First and third party benefits
  • Limits up to $1,000,000



Brown and Brown has now expanded the products available to you to include personal auto and homeowners insurance.  These additional lines of coverage allow you the opportunity to consolidate your personal and professional insurance with one agency.

For additional information on the LDA- endorsed insurance portfolio and the programs available to you, I encourage you to contact Stormy at Brown & Brown: 985-674-3880 (Northshore) or 1-888-503-5547 Toll Free.





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7833 Office Park Blvd.
Baton Rouge, LA 70809
(225) 926-1986  |  (800) 388-6642
(225) 926-1886  Fax

Links with this symbol are password protected for LDA members only.
5637 Bankers Ave.
Baton Rouge, LA 70808
(225) 926-1986  |  (800) 388-6642
 Fax (225) 926-1886