LDA members attain financial security through LDA-sponsored insurance, including major medical, disability income, term life, business overhead expense, general liability, malpractice, in-hospital income, short-term disability and long-term insurance plans. All coverage options are specifically designed to meet the needs of dentists at competitive rates for both members and staff through the LDA-sponsored carriers.
One of the many important benefits afforded to you as a member of the Louisiana Dental Association is your direct access to the Association Services Professionals specialists at Brown and Brown of Louisiana, LLC. As the endorsed insurance representatives of the LDA, Brown and Brown is dedicated to working with you throughout your practice lifetime in securing top quality, competitively priced products to meet all your personal and professional insurance needs. Through Brown and Brown, both you and your staff are eligible for a broad portfolio of coverage including:
INDIVIDUAL & GROUP COMPREHENSIVE MEDICAL
With the ever-changing climate of health care, save time and money by allowing Brown and Brown to shop the commercial marketplace during open enrollment or at your current plan’s renewal.
LONG TERM DISABILITY BENEFITS AVAILABLE UP TO $10,000 PER MONTH
BUSINESS OVERHEAD EXPENSE
LONG TERM CARE
PROFESSIONAL LIABILITY INSURANCE- CLAIMS MADE OR OCCURRENCE
Workers Compensation insurance protects your group from the potentially devastating financial responsibilities of covering an employee’s medical expenses if he/she is hurt while on the job. In addition, Louisiana State Law requires you to provide Workers Compensation insurance if you employ one or more employees.
BUSINESS OFFICE PACKAGE
In today’s market, the availability and cost of protecting your office building and contents is as distinctive as your practice. The specialists at Brown and Brown of Louisiana, LLC are some of the most knowledgeable property and casualty agents in the Gulf South.
Available to participants in the LDA-endorsed professional liability insurance program through Fortress, this group personal excess (“umbrella”) coverage provides you and your qualified family members with liability limits in excess of your primary auto, homeowners or renters, recreational vehicle, motorcycle and watercraft insurance. Highlights include:
With cyber criminals targeting dental offices more and more frequently, experts say it isn’t if you will get hacked; but, when will you get hacked. A breach can be devastating to your practice and a huge financial drain. The cyber liability policy highlights are:
PERSONAL HOMEOWNERS AND PERSONAL AUTOMOBILE COVERAGE
Brown and Brown has now expanded the products available to you to include personal auto and homeowners insurance. These additional lines of coverage allow you the opportunity to consolidate your personal and professional insurance with one agency.
For additional information on the LDA- endorsed insurance portfolio and the programs available to you, I encourage you to contact Melinda or Stormy at Brown & Brown: 985-674-3880 (Northshore) or 1-888-503-5547 Toll Free.
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