Insurance Carriers

As you look into the future of your practice, you can rely on the LDA/LDS endorsed insurance company is there to help protect you, your family and your practice including:

  • Major Medical
  • Long Term Disability
  • Long Term Care
  • Business Overhead Expense
  • Life
  • Personal Excess "Umbrella"
  • Professional Liability
  • Employment Practices Liability
  • Workers Compensation
  • Business Office Package
  • Flood
  • Cyber Liability
  • Homeowners
  • Personal Auto

The LDA has partnered with Brown & Brown Association Service Professionals and Insurance Specialists, Inc. (ISI) to market and administer these new plans. ISI will be responsible for issuing policies, billing and claims processing for our new ancillary benefits package.

ISI specializes in working with associations and has 55+ years’ experience managing association plans.

Term Life Insurance

  • Members up to age 75 eligible
  • Children & Spouses eligible
  • Limits up to $1.5m available
  • Annual simplified underwriting offers
  • Guaranteed issue offers for new members

Long Term Disability

  • Members up to age 59 eligible
  • Monthly benefits up to $12,000 available
  • Own Occupation Definition of Disability
  • Annual simplified underwriting offers
  • Guaranteed issue offers for new members

Accidental Death & Dismemberment

  • Members up to age 65 eligible
  • Children & Spouse eligible
  • Limits up to $500k available
  • Policy is guaranteed issue

Business Overhead Expense

  • Members up to age 59 eligible
  • Monthly benefits up to $20k available
  • 15 or 30 day waiting period available
  • Benefits payable up to 24 months
  • Annual simplified underwriting offers
  • Guaranteed issue offers for new members
Be on the look-out for more details about these great LDA member benefits coming to you soon via the LDA and Insurance Specialists, Inc.

You can also contact the LDA sponsored marketing agency, Brown & Brown Association Service Professionals for more information. To obtain a free no obligation quote, call Stormy Blair at 1-888-503-554 or email
Like most insurance policies, MetLife policies contain certain exclusions, waiting periods, reductions, limitations and terms for keeping them inforce. All policies and riders may not be available in all states, at all issue ages and to all occupation classes. Eligibility is subject to underwriting approval. Please contact ISI at 1-888-474-1959 for complete details.


Fortress Insurance Company - A dental professional liability insurance company created by dentists, for dentists. At Fortress, our purpose is simple: to protect and defend dentists and their practices. Our culture is built on decades of dedication to increasing patient safety, reducing risk and providing an aggressive defense for dentists and dental specialists. Over 20 years of defending claims against dentists helps our patient safety and risk management experts identify potential risks and design resources to influence positive change in dental practices.

Available Risk Management Resources
Through the Fortress website, policyholders can access:

  • Over 40 procedure specific informed consent forms
  • 30+ clinical and office documents including health history forms
  • Patient education documents on topics such as pregnancy, nerve disturbance, and teeth whitening.
  • DDS Guardian, a monthly risk management newsletter

Save 10% on Your Premium and Earn Complimentary C.E.
Live risk management seminars and a library of demand courses are also available through Fortress. Login to the Fortress website to access the ondemand courses. Staff can register for the website also – allowing both policyholders and their staff the opportunity to complete CE courses. Fortress policyholders save 10% on their policy premium upon completion of live or online courses.

Your local Fortress agent is Stormy Blair at Brown & Brown Association Programs (formerly Robert Ellis & Associates). Brown and Brown is the LDA’s endorsed professional liability insurance marketing agency and has been serving the insurance needs of dentists throughout the South for over 30 years. Located in Mandeville, LA, the staff combines prompt, professional service with the personal care their clients deserve. Contact Stormy at 985-674-3886, 1-888-503-5547, or